Lois graduated from Hiram College with a BA in International Economics & Management and French. She began her career in banking in 1986 with Bank One of Youngstown, Ohio NA. She moved to Michigan in 1988 when she married her husband, Brian. In 1989, she continued her banking career with Comerica Bank as an Assistant Branch Manager at Groesbeck/Harrington in Mt Clemons, MI. In 2000, Lois moved to Brighton as her husband was transferred. In 2005, Lois accepted the position of Branch Manager with Flagstar Bank. 

Lois Todd is now an AVP – Branch Manager for the Brighton Office of Flagstar Bank. In her position, Lois is responsible for the daily operations of the office, Retail Sales & Service for the branch, business development, Retail Lending and holds her Life, 6 & 63 Licenses for Investments & Insurance. Lois has lived in Brighton for 19 years where she has raised her 2 daughters Sarah and Katy. She has been a member of The Brighton First Presbyterian Church , Brighton High School Band Boosters, Girl Scouts, Women of Workskills , 100 Women Who Care, Treasurer for Brighton Bouncing Bulldogs, The Brighton Optimist Club and an active committee member for the Livingston March for Babies. Lois loves being an active member of the community and serving her clients with their banking needs